Who We Are
Our lives changed dramatically once we became debt free, and we’re committed to helping everyone find the same contentment we found.
Steven and I were “normal” for the first 20 years of marriage—we had 3 little girls, 2 car loans, several maxed out credit cards, a running tab at the dentist office, a couple of consolidation loans—more month than money on a regular basis.
Our problem wasn’t that our income was too low (we didn’t make much, but we did earn enough), our problem was we didn’t bother to control our spending. For years. And years.
One day, we decided enough is enough, and we started working through the Dave Ramsey Baby Steps plan. After a few years, we had paid everything off and were completely debt free.
And that’s when the change occurred. The short version of the story is, God brought 4 boys—3 teens and an 11 year old—into our lives. For the two Haitian teens, we became American parents—we helped them through the trials and tribulations of college and early adulthood; we remain family to this day. The third teen and the 11 year old Haitian boy have become our children—one by love alone and the other by legal international adoption. Our family would be incomplete without them.
As you can imagine, adding 4 boys to our little family required a constant cash flow—which we could only manage because we didn’t carry any debt. If we had still been in debt when met the boys, we would never have been able to enfold them into our family.
Now, don’t stay in debt just to prevent God from dropping a bunch of kids into your lap! That’s what he did for us, but your blessing will be unique for you and your family.
Life is an adventure, a series of challenges and changes. We’re better able to navigate all of it because we don’t owe anyone a penny; we’re able to dream again.
About Us
People are experiencing financial stress which adversely impacts every aspect of life from personal relationships to productivity on the job. We understand needing to moonlight to pay the bills, causing stress on both families and employers. We’ve been there, done that. When we figured out how to make the most of our paychecks, we became more focused in all of the essential areas of life. We can help you and your people get there, too.
HOW WE CAN HELP
We can help your team reduce their financial stress so they can focus on work when they are at work.
Why Us
We can help you alleviate financial stress . We approach each client with a listening ear and an open mind. We don’t follow a formula, and we don’t have to abide by rules set by administrators who don’t work with people face-to-face. Our goal is to meet each client where they are and guide them along a path they can follow—because they helped create it.
